Step 1 - Talk to our Mortgage Consultants
Our Mortgage Consultants can give you advice on the best of our mortgage and associated insurance products to suit your needs. They will also provide you with a Mortgage illustration which will give you all the information you need about the costs of your mortgage and any special terms.
Step 2 - Apply for a mortgage
Apply for your mortgage with us and associated optional insurance products you may require.
Step 3 - Approval
Your mortgage application will be assessed and if approved, an offer will be made. To help speed up the process, it is important that we receive the correct documentation from you. Details of the documents you will need to provide are set out in the table. For details of other suitable documents please ask us.
All we require from you is proof of your identity and current permanent address.
For examples of proof of identity and current permanent address, please click here.
Proof of Income
3 months' payslips and most recent P60
Proof of Income Self Employed
Last 3 years' certified / audited accounts
||Most recent 3 months' Bank statements from main transactional account (if transferring from another bank) |
|Insurance & Protection details
Current household insurance documents, Protection Policies (i.e. Life Insurance)
Step 4 - Mortgage Offer
You will receive your Mortgage Offer which gives full details of the offer of the loan and any terms / special conditions that apply. We will also advise you if we require a Professional Valuation of the property.
Step 5 - Funds Released
Once you have signed the Mortgage Offer we will send a copy to your solicitor who will advise you on the legal aspects of your mortgage. Your solicitor will advise us of the date that the funds are required and we will send the funds to him / her.