Below are alphabetical listings of definitions of acronyms and terminology that may be used throughout this site.​​​

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Gross Interest Rate

The gross interest rate is the rate of Interest we pay. We do not deduct tax from interest we pay. Depending on your personal circumstances, you may have to pay tax on your interest. There are more details available on our website at

Higher Lending Charge

Some lenders impose a Higher Lending Charge for mortgages where the amount borrowed exceeds a given percentage of the value of the property. Danske Bank do not impose a Higher Lending Charge on any mortgage product.


International Securities Identification Number (ISIN) is a unique 12-character, alphanumeric code used to identify a tradeable security or financial instrument (share, bond, warrant etc) and provides for uniform recognition and tracking of international securities transactions throughout the trading to settlement process.  For example, the ISIN for Marks & Spencer PLC is GB0031274896​​​​

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