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| Age | 18 to 27 | 18 and over | 11 to 17 | 18 and over | 18 and over | 14 and over | 18 and over | 18 and over | 18 and over | 18 and over | 18 and over | 18 and over | 18 and over |
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| Current account | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Monthly Cash Reward | £0 | £0 | £0 | £0 | £7 | £0 | £0 | £0 | £0 | £0 | £0 | £0 | £0 |
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| Monthly Qualifying Criteria for Cash Reward | Does not apply | Does not apply | Does not apply | Does not apply | £1200 credited to account;
1 digital banking logon | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply |
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| eBanking | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Debit Mastercard - cash withdrawals at cash machines and at Post Office® counters | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Debit Mastercard - lodgements at Post Office® counters | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Debit Mastercard - make a donation to a charity (where the cash-machine provider offers this service) | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Debit card - point of sale (for example, shops, over the phone, online) | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Chequebook available | Yes | Yes | Does not apply | No | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
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| Arranged overdraft available | Yes | Yes | Does not apply | Does not apply | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Minimum £50 |
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| Maximum arranged overdraft available with no overdraft set-up fee | Up to £10,000 | Up to £10,000 | Does not apply | Does not apply | Up to £10,000 | No fee | No fee | No fee | No fee | No fee | Up to £15,000 | Up to £50,000 | Up to £10,000 |
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| Commission-free foreign currency | Yes | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Yes | Yes | Does not apply |
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| Discounted arrangement fee for residential home loans | Yes | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Yes | Yes | Does not apply |
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| More favourable rates on standard fixed-rate personal loans | Yes | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Yes | Yes | Does not apply |
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| Monthly package or account fee | £0 | £0 | £0 | £0 | £2 | £0 | £0 | £0 | £0 | £0 | £11 | £18 | £0 |
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| Arranged Overdraft Interest Rate | 0% |
14.59% | Does not apply | Does not apply | 16.59% | 14.59% | 14.59% | 14.59% | 14.59% | Negotiable Max 14.59% | 10.09% | Negotiable Max 9.59% | 10.09% |
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| Representative example
How does our overdraft compare? The purpose of a representative APR is to enable you to compare the costs associated with different credit products.
| 0.0% APR representative variable / No arrangement fee / £1,200 total amount of credit | 15.6% APR representative variable / No arrangement fee / £1,200 total amount of credit | Does not apply | Does not apply | 20.2% APR representative variable / No arrangement fee / £1,200 total amount of credit | 15.6% APR representative variable / No arrangement fee / £1,200 total amount of credit | 15.6% APR representative variable / No arrangement fee / £1,200 total amount of credit | 15.6% APR representative variable / No arrangement fee / £1,200 total amount of credit | 15.6% APR representative variable / No arrangement fee / £1,200 total amount of credit | 15.6% APR representative variable / No arrangement fee / £1,200 total amount of credit | 23.0% APR representative variable / No arrangement fee / £1,200 total amount of credit | 30.8% APR representative variable / No arrangement fee / £1,200 total amount of credit | 10.6% APR representative variable / No arrangement fee / £1,200 total amount of credit |
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| How much does my overdraft cost in pounds and pence? As an example, if you borrow £500 it will cost you: | 7 days £0.00 / 30 days £0.00 / 60 days £0.00 | 7 days £1.40 / 30 days £6.00 / 60 days £11.99 | Does not apply | Does not apply | 7 days £1.59 / 30 days £6.82 / 60 days £13.64 | 7 days £1.40 / 30 days £6.00 / 60 days £11.99 | 7 days £1.40 / 30 days £6.00 / 60 days £11.99 | 7 days £1.40 / 30 days £6.00 / 60 days £11.99 | 7 days £1.40 / 30 days £6.00 / 60 days £11.99 | 7 days £1.40 / 30 days £6.00 / 60 days £11.99 | 7 days £0.97 / 30 days £4.15 /60 days £8.29 | 7 days £0.92 / 30 days £3.94 / 60 days £7.88 | 7 days £0.97 / 30 days £4.15 / 60 days £8.29 |
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| This example assumes that you borrow the £500 in full on the first day of a 30 day month and interest is prenotified at the end of that month and charged to your account at the end of the following month. This example doesn’t include the £2 monthly account fee which is charged for Danske Cash Reward, the £11 monthly package fee which is charged for Danske Choice Plus or the £18 monthly package fee which is charged for Danske Prestige. Use our calculator at danskebank.co.uk/overdraftcostcalculator to find out exactly how much your overdraft will cost. | | | | | | | | | | | | | |
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| Gross Interest rates on cleared credit balances | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0.05% | 0.15% | 0.00% |
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| Favourable Interest on Linked Savings Account | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | 0.25% AER Applied in October
| 0.30% AER Applied in October
| Does not apply |
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| Worldwide family travel insurance benefits (Mastercard Gold and Platinum card holders only) | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Yes | Yes | Does not apply |
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| Priority Pass - Access to Airport lounges - Mastercard Platinum CardHolder and one guest | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Does not apply | Yes | Does not apply |
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| Number of free cheques per month | Four each month.
Each additional cheque costs 70p | Four each month.
Each additional cheque costs 70p | Does not apply | Does not apply | Unlimited | Does not apply | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | None. £1 charge for every cheque |
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| Number of free counter cash withdrawals per month | Four each month.
Each additional item costs 70p | Four each month.
Each additional item costs 70p | Unlimited | Four each month.
Each additional item costs 70p | Four each month.
Each additional item costs 70p | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | None. £1 charge for every cash withdrawal at a branch counter |
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