Why choose our Mastercard Standard credit card?There is a 0% introductory rate of interest for the first five months
There’s no Balance Transfer or Handling Fees - It’s cheaper switching to one of our credit cards. For cardholders opting to change to our Mastercard Standard there’s no balance transfer or handling fee to pay.
There’s a favourable calculation of interest – Our cardholders enjoy a true interest free period. We only charge interest on purchases from the payment due date detailed on the card statement, not from the date of the transaction. In contrast, many other credit card providers will apply interest from the transaction date. So, if you have a credit card with another card provider and choose to carry a balance beyond your payment due date, you could pay up to an additional 56 days of interest.
A single rate of interest for all repayments – We only charge one rate of interest, at any one time, on your credit card account regardless of the balance or whether the transaction is a cash advance or purchase.
Easy access to cash - You can withdraw up to £500 cash from any cash machine or bank worldwide displaying the Mastercard logo. You will pay fees for this and interest from the date your account is debited.
Total flexibility - You can order up to three additional cards for your partner or any other adult member of your family. All transactions will appear on your monthly statement, so you can keep track of your balance.
Whether we provide credit depends on your circumstances, applicants must be 18 years old or over, Terms and Conditions apply.